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JONATHAN CLEMENTS is a financial writer NBC's Today Show based in New York City. He writes a weekly column for The Wall Street Journal Sunday, a special section carried in 70 U.S. newspapers with a combined circulation of almost seven million. The column also appears on WSJ.com and MarketWatch.com. In addition, Jonathan is currently working on a new personal-finance book, scheduled to be published in January 2015.

From 2008 to 2014, he was Director of Financial Education for Citi Personal Wealth Management. Before joining Citi, Jonathan spent 18 years at The Wall Street Journal, where he was the newspaper's personal-finance columnist. Between October 1994 and April 2008, he wrote 1,009 "Getting Going" columns for the Journal and for The Wall Street Journal Sunday.

An avid bicyclist and occasional runner, Jonathan was born in London, England, and graduated from Emmanuel College, Cambridge University. He worked for Euromoney magazine in London before moving to the New York area in 1986. Prior to joining the Journal in January 1990, he covered mutual funds for Forbes magazine. Jonathan has written four personal-finance books and contributed to two others. His latest personal-finance guide is The Little Book of Main Street Money: 21 Simple Truths that HelpPhillipsburg Criterium 2010 Real People Make Real Money, published by John Wiley & Sons in 2009. His first novel, 48 and Counting: A Story of Money, Love and Bicycling, came out in 2012. He has appeared on ABC's Good Morning America, CNBC, CNN, Fox News Channel, MSNBC, NBC's Today Show and Consuelo Mack WealthTrack, and has been a guest on public radio.

Be warned: There is more than one writer called Jonathan Clements. Don't be fooled by these imposters.

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